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How to Deal with Unpayable Medical Bills

Susan Kelly Oct 13, 2023

Some people feel shamed by the stigma attached to having medical debt. The truth is, it's a worldwide pandemic. Some estimate that Americans owe more than $140 billion in medical bills. Medical debt is mostly caused by those lacking health insurance and the ever-increasing expense of medical treatment.

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Do You Know: When Should Homebuyers Work With a Mortgage Broker?

Susan Kelly Feb 15, 2024

A mortgage broker is usually compensated only after the loan has closed and the money has been disbursed. Mortgage brokers may not get their commissions for up to 30 days after the closing of a transaction, per some lenders' insistence on following their accounting schedules. Brokers often don't require any upfront fees from borrowers and pose no significant risks..

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Can A Seller Keep The House Deposit From A Buyer?

Triston Martin Jan 23, 2024

When can sellers keep earnest money? Is another way of asking how a buyer can lose their eager money? Most real estate transactions necessitate some good faith deposit or earnest money from the buyer. The normal earnest money figure is one to five percent of the total transaction price. The earnest money deposit might be as high as 10% when purchasing the brand-new building. The real estate business marketing the property will normally keep the earnest money in an escrow account until the sale is finalized. The deposit funds, however, may be held in escrow by a title firm, real estate attorney, or other specified escrow agency. The homebuyer's earnest money deposit guarantees the buyer fulfills their obligations under the contract.

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What is FHA Streamline Program?

Susan Kelly Jan 03, 2024

An FHA streamline refinance might save you time if you have an existing FHA mortgage at least six months old, are current on your payments, and refinancing would lower your term or rate.

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Securing Business Insurance: A Step-by-Step Guide to Getting Quotes

Triston Martin Jan 30, 2024

Business insurance rates are essential for corporate protection. Learn how to get business insurance quotes. Online markets, insurance websites, and agents help offer customized coverage.

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The Best Part-Time Retirement Jobs

Susan Kelly Nov 04, 2023

A growing proportion of retirees are actively seeking part-time work as the traditional concept of retirement changes. By taking on one of these roles, retirees can extend their working lives, boost their financial security, and keep their skills sharp. In this article, we'll go over the many types of retirement jobs available, as well as the advantages of holding them

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